Young family sitting in living room

Checking

Checking

We offer a variety of checking account options to fit your needs. To learn more, click on the name of the account below. 

PRIME CHECKING

A Prime Checking account from FAB&T offers you the ease of a traditional checking account, with the freedom of free worldwide ATMs^ and a 4.75% APY* interest rate paid to you each month on balances up to $100,000.00. An interest-bearing checking account in its purest form is what you will enjoy with a Prime Checking account from FAB&T. You can also enjoy and utilize our free online banking with free unlimited bill pay and free mobile banking.

To earn 4.75% APY*, simply meet these requirements each monthly qualification cycle:

  • Have at least 12 debit card purchases post and clear
  • Have at least 1 direct deposit, ACH automatic payment, or online bill pay post and clear
  • Receive electronic statements
It's okay if you miss a month! You will still enjoy free checking and there's no penalty for not qualifying in a given cycle. You will earn a base 0.10% APY* and you get right back to earning 4.75% APY* and enjoying ATM refunds^ the next time you qualify.

Click here to view the 2024 Prime Checking Calendar.
 
*Annual Percentage Yield (APY) accurate as of 10/23/2023. Minimum to open account is $100. Rate tiers are as follows: 4.75% APY applies to balances of $0.01 - $100,000 and 0.10% APY applies to balances over $100,000 up to $99,999,999.99 as long as qualifications are met each qualification cycle. 0.10% APY applies to all balances if qualifications are not met. Rates are variable and may change after the account is opened. Fees may reduce earnings. Qualifications must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. Only one Prime Checking account allowed per primary accountholder. 
^There is a maximum cap of $15 per statement cycle for ATM refunds. 


A hassle-free, no frills approach to a checking account. No minimum balance. No worrying. Includes access to free online banking with free unlimited bill pay, as well as free mobile banking.
 
  • No monthly service charge
  • You must deposit at least $100 to open account
  • No minimum balance to maintain account
  • Free online banking and bill pay
  • Free mobile banking
  • Free initial Mastercard Debit Card
  • $3.00 fee for mailed paper statements

An account designed for our valued customers 55 years of age or older. This account provides the ability to earn interest on balances $500 and above. You also get free online banking with bill pay, free mobile banking, free personalized checks, cashiers checks and free money orders.

  • You must deposit at least $100 to open account 
  • Interest on account balances $500 and above
  • Service charge of $5.00 on balances below $300
  • Free online banking and bill pay
  • Free mobile banking
  • Free personalized checks (customer to pay for shipping)
  • Free cashiers checks and money orders
  • Free initial Mastercard Debit Card
  • Must be 55 years of age or older

Premier Checking is an interest-bearing account designed for individuals who maintain high balances and desire competitive interest rates. This account also provides free online banking, unlimited bill pay and a free initial debit card.

  • Free online banking and bill pay
  • Free initial Mastercard Debit Card

Requirements:
 
  • Minimum balance of $1,000
  • Service charge of $10 on balances below $1,000







If you would like additional information about our checking account options, please contact our Client Resource Center.