Pure Checking 

A Pure Checking account from FAB&T offers you the ease of a traditional checking account, with the freedom of free worldwide ATMs^ and a competitive interest rate paid to you each month*. An interest-bearing checking account in its purest form is what you will enjoy with a Pure Checking account from FAB&T. You can also enjoy and utilize our free online banking with free unlimited BillPay and free mobile banking.

To earn 1.50% APY*, simply meet these requirements each monthly qualification cycle:

  • Have at least 10 debit card purchases post and clear
  • Have at least 1 direct deposit, ACH automatic payment, or online bill pay post and clear
  • Receive electronic statements

It's okay if you miss a month! You will still enjoy free checking and there's no penalty for not qualifying in a given cycle. You will earn a base 0.025% APY* and you get right back to earning 1.50% APY* and enjoying ATM refunds the next time you qualify.

To open a Pure Checking Account  click here  

Click here to view the 2018 Pure Checking Calendar.

*Annual Percentage Yield (APY) accurate as of 10/1/14. Minimum to open account is $100. Rate tiers are as follows: 1.50% APY applies to balances of $0.01 - $15,000 and 0.10% APY applies to balances over $15,000 up to $99,999,999.99 as long as qualifications are met each qualification cycle. 0.025% APY applies to all balances if qualifications are not met. All balances will earn 0.10% APY - 1.50% APY on all balances as long as qualifications are met. Rates are variable and may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ^There is a maximum cap of $25 for ATM refunds.

First Free Checking

A hassle-free, no frills approach to a checking account. No maintenance fees. No minimum balance. No worrying. It is free and simple. Includes access to free online banking with free unlimited BillPay, as well as free mobile banking.

  • No monthly service charge
  • You must deposit at least $100 to open account
  • No minimum balance to maintain account
  • Free online banking and bill pay
  • Free mobile banking
  • Free Mastercard Debit Card

To open a First Free Checking Account click here  

Prestige Senior Free Checking

A free account for our valued customers 55 years of age or older. There is no minimum balance but you earn interest on balances $500 and above. You also get free online banking with bill pay, free mobile banking, free personalized checks, cashiers checks and free money orders.

  • No monthly service charge
  • You must deposit at least $100 to open account
  • No minimum balance to maintain
  • Interest on account balances $500 and above
  • Free online banking and bill pay
  • Free mobile banking
  • Free personalized checks (customer to pay for shipping)
  • Free cashiers checks and money orders
  • Free Mastercard Debit Card
  • Must be 55 years of age or older

To open a Prestige Senior Free Checking Account  click here  

First Premier Checking

First Premier is an interest bearing account designed for individuals who maintain high balances and desire competitive interest rates. This account also provides free online banking, unlimited bill pay and a free debit card.

  • Earn money market rate of interest
  • Free online banking and bill pay
  • Free Mastercard Debit Card
  • Also available to non-profits and sole proprietors


  • Minimum balance of $1,000
  • Service charge of $10 on balances below $1,000

To open a First Premier Checking Account click here