Savings

Pure Saving

Pure Saving is an interest-bearing savings account which you can link to your Pure Checking account to earn even more interest each month*. Pure Saving allows you to earn .35% APY* on your Pure Saving account balance (up to $35,000 balance). Pure Saving, when coupled with your Pure Checking account, is a fast and easy way to build up your savings account.

Pure Saving is perfect for you if:

  • Choose Pure Checking as your checking account (whether you already have it or want to open both today)
  • Want two competitive-interest accounts (Pure Checking and Pure Saving) 
  • You must deposit at least $100 to open account
  • No minimum balance to maintain
  • One free withdrawal per month

To open a Pure Saving Account now, click here

*APY = Annual Percentage Yield. APY accurate as of 10/1/14. Minimum to open account is $100 for Pure Saving. A Pure Checking account is required in order to open a Pure Saving account. Pure Saving rate tiers are as follows: .35% APY applies to balances of $0.01 - $35,000 and 0.10% APY applies to balances over $35,000 up to $99,999,999.99. All balances will earn between .10% and .35%. Rates are variable and may change after the account is opened. Fees may reduce earnings.


Regular Savings

Savings is about building your wealth, but at FAB&T you don't need a fortune to get started. It only takes $100 to open and begin earning interest.

  • Competitive quarterly interest rates on account balance
  • Low minimum opening balance of $100*
  • Up to three free withdrawals per quarter**

To open a Regular Savings Account now, click here

*A $5.00 fee will be assessed if balance falls below $100. 

**A $1.00 fee will be assessed per withdrawal in excess of the three per quarter.


Cash Club & FABT Jr. featuring Cash

When it comes to savings, you're never too young to start. Let FAB&T work with you to teach the youngest customers financial literacy, and develop good financial habits. The Cash Club is our children's savings program. For as little as $10, kids can start down the path to saving.

Upon opening an account, each young customer receives a pair of FAB&T earbuds, and information on how to access and download our smartphone and tablet app, FABT Jr. featuring Cash! This free app teaches age-appropriate financial literacy; and engages children in fun, safe games. It also teaches the importance of establishing goals for saving, giving, and spending. Parents can set up recurring "deposits" in the child's virtual bank for allowances, rewards for good behavior, the completion of chores, and more.

Download the App: 

To download the app, search FABT Jr. in the Apple Store and Google Play or open the links below.

 


To learn more about FABT Jr. or the Cash Club, click here to contact our Account Services Department.


Certificates of Deposit

Lock in a fixed rate of return for whatever term you choose. With a set maturity date, CDs are an excellent way to save for long-term goals. Our CDs combine security and flexibility with higher returns on your money.

  • Minimum deposit of $500
  • Interest rates are variable, and subject to change from week to week; however, they are fixed for the term of the CD
  • Interest paid monthly or quarterly
  • Penalties for early withdrawal

Available Terms:

  • 90 days
  • 6 months
  • 1 year
  • 2 years
  • 3 years

To learn more about our Certificates of Deposit, click here to contact our Account Services Department.


Christmas Club

This flexible account helps you save for the holiday season. Stop by any of our banking centers and ask about our flexible savings options. And if you make 49 deposits, we'll make the 50th for you.

Early withdrawal will close this account and incurs a $5 fee. A $5 fee will be charged to customers who request a check mailed to them.

To learn more about our Christmas Club Accounts, click here to contact our Account Services Department.

*Must have an existing relationship (checking, savings, etc.) in order to open a Christmas Club account.