Credit Cards

Consumer World and World Elite Mastercard

We are proud to offer a local credit card with global purchasing power. The FAB&T Platinum Collection, and the World and World Elite Collection, from Mastercard® offers you a credit card designed to complement the way you live provided by the community bank you trust. You have the freedom to choose a card that fits your specific needs. World and World Elite cards offer the following:


  • Concierge Services: Enjoy exclusive, personal assistance with making dinner reservations, finding event tickets, locating hard-to-find items, buying and delivering gifts, and more whenever you need it - 24x7x365
  • Price Protection: Should you find a lower price for a new item purchased with your eligible World Mastercard, you may be reimbursed for the price difference. For more information about the coverage you may be able to receive, call 1-800-MC-ASSIST (800-622-7747).
  • Mastercard Global Service: Get emergency service virtually anytime, anywhere and in any language. Mastercard Global Service helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location and answering questions on your account.
  • World Hotels & Resorts Program: Make your next travel experience truly priceless. Access our portfolio of some of the finest hotels and resorts the world has to offer - all presenting you with an exceptional lodging experience. Enjoy complimentary room upgrades, early check-in and late check-out privileges, exclusive World Mastercard amenities and more.

World Elite

  • Personal Concierge Service: Enjoy complimentary 24/7 assistance with dinner reservations, entertainment, travel recommendations and other helpful services around the world.
  • Credit Monitoring & Identity Theft Resolution Services: Receive proactive alerts on activity from lenders and creditors, so that you can act immediately if you think there is an error or that your identity may have been stolen. 
  • Zero Liability: Pay only for purchases which you have authorized on your World Elite Mastercard. Unauthorized purchases are not your responsibility.
  • Annual Airline Credit*: Receive up to $200 in airline credits, which includes eligible charges, paid for with your World Elite Mastercard.
  • Car Rental Collision Damage Waiver Insurance*: Pays for covered damages (physical damage and theft) to rental vehicle when your eligible World Elite Mastercard is used to initiate and pay for the entire rental transaction.
  • World Elite Luxury Travel Benefits*: Experience a travel card that takes you to a whole new level with an always on-call personal travel advisor, luxury benefits and amenities, global VIP recognition and access, including special promotions, exclusively available to you.

*Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MC-ASSIST (1-800-622-7747) for assistance.

To apply, simply stop by any FAB&T location for an application, call 800.982.4511 or 501.982.4511 to apply over the phone, or apply online!

Apply Now 

Consumer Platinum from Mastercard

The FAB&T Platinum Collection from Mastercard offers three styles of cards for you to choose from:


Realize new levels of purchasing power with the Platinum Credit Card.

  • Experience immediate savings thanks to competitive Annual Percentage Rates.
  • Get online access to all of your spending information for increased financial control.
  • Insure and protect yourself with extensive security and travel assistance services.

Platinum Payback

Put your purchases to work for you with our Platinum Payback program.

  • Earn 1% Cash Back on all your qualifying purchases.*

Platinum Preferred

Features higher spending limits and Platinum Rewards designed to make every dollar count.

  • Opportunity to earn double and triple reward points on qualifying everyday purchases.**
  • Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage.

The Consumer Platinum Card also offers:
  • No Annual Fees
  • 24/7 Customer Support
  • Online Reward Tracking
  • Protection and Security Services

To apply, simply stop by any FAB&T location for an application, call 800.982.4511 or 501.982.4511 to apply over the phone, or apply online!

Apply Now 

*See program rules for details. 

**Subject to enrollment and periodic promotions. Terms and conditions apply. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

To pay your FAB&T Mastercard online, click here